Coverage You Can Count On
When it comes to our well-being, mental health is just as important as physical health. In the past, many health insurance companies provided better coverage for physical illness than they did for mental health disorders. As of 2008, mental health parity law requires coverage of services for mental health, behavioral health and substance use disorders to be comparable to physical health coverage. Yet, many people still are not aware that the law exists or how it affects them.
Furthermore, due to onset of COVID-19 pandemic, all insurance companies improved access to telehealth services.
I am committed to provide quality, affordable and effective treatment. Take charge of your health and benefits and call me today discuss your coverage and benefits. In general, adjustment problems tend to show improvement within 8-12 sessions and usually treatment can be completed within 20 sessions. Chronic, long term conditions might require longer treatment duration.
Take charge of your health and benefits with your Aetna member website. Explore your benefits, find doctors, view claims and print your medical ID card.
HORIZON BLUE CROSS BLUE SHIELD
At Better Life Counseling & Consulting, LLC, I accept patients receiving medical coverage from BCBS. Call me to discuss your coverage benefits for counseling.
LYRA HEALTH PROVIDER
I’ve developed a tight bond with the insurance representatives at Hera. They have a deep understanding of my services and the therapeutic options I provide for my patients.
OUT OF NETWORK W/CIGNA AND OPTUM
At Better Life Counseling & Consulting, LLC, I accept patients receiving medical coverage from Axes. Since 2000, I’ve gone above and beyond to accommodate to the unique situation of every patient. Call me and see what your options are today.
GOOD FAITH ESTIMATE
As of 1/1/2022, state licensed providers and facilities need to give a Good Faith Estimate (GFE) of healthcare charges to every new and continuing client who is either uninsured, is not planning to submit a claim to their insurance or is utilizing out-of-network provider/facility for their healthcare services. The Good Faith Estimate is not a contract and does not obligate either party to accept services.
This Good Faith Estimate shows the costs of services that are reasonably expected for the expected services to address your mental health care needs. The estimate is based on the information known to me when I complete the estimate.
The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill.
If you are billed for more than this Good Faith Estimate, you have the right to dispute the bill.
You may contact me at the contact listed above to let me know the billed charges are higher than the Good Faith Estimate. You can ask me to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available.
You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill.
There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount.
To learn more and get a form to start the process, go to:
www.cms.gov/nosurprises or call CMS at 1-800-985-3059.
For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call CMS at 1-800-985-3059.